ABLE Accounts are a lifesaver for Special Needs Children

If you have a child or grandchild with disabilities, one of your biggest worries is what will happen when you are no longer around to provide aid.

February 16, 2023

There is Great Value in Special Needs Trust

A special needs trust (SNT) can help you provide financial security to your child after you die without leaving them ineligible for the government benefits that they need to sustain care.

November 21, 2022

Managing your Inherited Retirement Account

There’s almost always a reckoning when the government proffers a tax break. So it is with individual retirement accounts (IRA)s, 401(k)s and similar accounts that investors fund with pre-tax earnings.

October 25, 2022

Maximizing Lifetime Social Security Benefits

As retirement nears, you may be wondering when to start taking Social Security payments. These benefits are primarily based on your earnings during your working years and your age when you start receiving benefits.

September 28, 2022

Avoid naming Estate as an IRA Beneficiary

It may sound like it makes sense, and it might be easier than picking a person (or two) to name, however there are some serious downsides to naming your estate as the beneficiary for your IRA.

September 6, 2022

Differences between ABLE Accounts and Special Needs Trusts

As government programs do not cover all expenditures related to these categories, ABLE accounts can be used to pay for shortfalls.

August 24, 2022

Special Needs Trusts can Protect disabled Child

Special needs trusts can help fund quality-of-life improvements for the beneficiary, such as a phone, a trip or a private room in a group care facility.

July 11, 2022